Melasari, Cita, Suroso, Agus, AND Banani, Ade. " Pengaruh Kepercayaan, Kegunaan, Kemudahan, Privacy Risk, Time Risk, dan Financial Risk terhadap Minat Penggunaan Mobile Banking Bank Muamalat" Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi [Online], Volume 25 Number 1 (9 January 2018)