Purwaningtyas, Putri, Rahajuni, Dijan, Rafinda, Ascaryan, DAN Barika, Christian. " EXPLORING THE ANTECEDENTS OF RISKY CREDIT BEHAVIOR IN MSMES: THE IMPACT OF FINANCIAL LITERACY, SELF-FRAMING CONTROL, AND FINANCIAL STRESS" Performance: Jurnal Personalia, Financial, Operasional, Marketing dan Sistem Informasi [Online], Volume 32 Nomor 2 (20 May 2026)