Febriastuti, Seli, 		Herwiyanti, Eliada, DAN 		Ulfah, Permata.
" DETERMINING FACTORS THAT EFFECTING MSMEs BANK CREDIT ACCESS" <em>Jurnal Riset Akuntansi Soedirman</em> [Online], Volume 2 Nomor 2 (1 December 2023)