NIZAR, Nefo Indra; 						LUBIS, Iman.
 FINTECH DAN E COMMERCE UNTUK MENDORONG PERTUMBUHAN UMKM DAN  INDUSTRI KREATIF.
<strong>SAR (Soedirman Accounting Review) : Journal of Accounting and Business</strong>, [S.l.], v. 5, n. 1, p. 18-39, aug. 2020.
ISSN 2598-0718.
Available at: &lt;<a href="http://jos.unsoed.ac.id/index.php/sar/article/view/3140" target="_new">http://jos.unsoed.ac.id/index.php/sar/article/view/3140</a>&gt;. Date accessed: 27 apr. 2024.
doi: <a href="https://doi.org/10.20884/1.sar.2020.5.1.3140">https://doi.org/10.20884/1.sar.2020.5.1.3140</a>.